Courts Ready Cash is a subsidiary of the Unicomer Jamaica Group (Courts) which has been operating in Jamaica for over 50 years. Courts Ready Cash started in June 2015 and represents a strengthening of the company's foothold in the microfinance sector. The company provides unsecured loans of up to $600,000 repayable over a period of 36 months to cover any expense, including persons looking to further their education and self-employed entrepreneurs seeking finance to expand or start businesses. We also give new customers flexible repayment of up to 12 months and up to 36 months for existing customers. Currently, there are 14 Courts Ready Cash locations across the island, seven within Courts stores and the remaining seven are standalone locations. You can find us in: Port Antonio, Portland. Linstead, St Catherine. King's Plaza, Kingston. Spanish Town, St Catherine. Savanna-La-Mar, Westmoreland. Brown's Town, St Ann. Negril, Westmoreland. For unsecured loans considers Courts Ready Cash. Call us today.

Direct Exchange Financial Services Ltd offers a wide range of financial services to our customers. Foreign exchange, a variety of remittances through our remittance partners and micro-loan services via our sister company, Direct Capital Funding are just some of the solutions we provide. We cater to our customers' financial needs while delivering optimal customer service. Also, we buy and sell all major currencies, at the best rates. Instrument types traded are cash, bank drafts and wire transfers. We accommodate currency booking and reservations via telephone. In addition to our foreign exchange services, our other products include MoneyGram, Alliance Bill Pay, JN Money Transfer, VMBS Money Transfer and JMMB Money Transfer. Loans are offered through our sister company Direct Capital Funding, to provide our customers with direct access to the financial capital needed to facilitate their dreams. Our loan products are personal loans, micro business loans, pay-day loans, education loans and funeral loans. We value our customers and their experience with us therefore, it is our goal to always provide fast, reliable and efficient service in a safe environment. Visit us at shop#6 York Plaza in Half-Way Tree which offers ample parking facilities. We are always open to negotiate so that customers can get more for every dollar. We offer the best rates! Call us today.

The Insurance Employees Co-operative Credit Union Ltd. (IECCU) was registered under the Co-operative Societies Act and Regulations on October 28, 1977. IECCU offers a wide range of savings/wealth creation products, as well as secured and unsecured loans. Our members can also access health and life insurance services at affordable rates. Persons eligible for membership include 1. Persons employed in the general and life insurance sectors and their families. 2. Persons employed in the building society sector and their families. 3. Persons employed to companies which are part of the same group of companies as an insurance company or building the society and their families. For more information on our products and services please feel free to visit our website at www.ieccu.com or email us at [email protected]

The Jamaica Civil Service Mutual Thrift Society Limited is a respected financial services institution helping public sector workers and government pensioners realise their financial dreams and goals for over 81 years. Our diverse product range and financial solutions are designed to satisfy members' savings and responsible borrowing needs. Our Share Account is the key. It is opened automatically when persons become a member and give them leverage to borrow. Persons can start a Share Account with as little as $500. Members can access loans above their shareholdings. At The Thrift, we offer loan options ranging from same day loans to regular loans to fulfill all financial needs. Additionally, doing business with the Jamaica Civil Service Mutual Thrift Society Limited is very easy. All our products and services can be accessed online by registering for our Online Balances Portal at www.jcsmts.com.jm. Our Online Balances Portal gives members access to their account information including their account balances and loan eligibility, and the processing of withdrawals and loan applications.

The Tech Loan Ltd motto is 'Bringing You Hassle-Free Financing.' We are a member of the Jamaica Micro Finance Association (JAMFA). We are a local microfinance agency that facilitates the ease of caring for those small things in life that makes a big difference. Since 2002, our services have been open to self-employed and employed individuals. We believe in quality service, and our vibrant and friendly staff is committed to providing each client with the highes level of professionalism. With very simple requirements, we have removed the common hassle encountered when applying for a loan and have made the term hassle-free a part of our motto. While operating within a changing economy, we ensure our rates are competitive and repayments are affordable to our customers. With low-interest rates and convenient repayment options, we can help you achieve any short-term goal that will affect your long-term growth. If you have never accessed any of our loan services, take this as an invitation to stop by or give us a call.

Direct Exchange Financial Servs offers Competitive Rates, Fast, Efficient Services, Convenient Location and Adequate Parking.

Ideal Finance Corp Limited is a premier portfolio management company headed by Donovan Lewis, one of Jamaica's most renowned portfolio investors. We have an accomplished team of professionals whose primary focus is providing our clients with maximum returns on their investment dollar while preserving their capital. Our extensive range of money market and capital market instruments are delivered through first-class personalised account services to cater to our clients short, medium- and long-term needs. We also provide corporate and personal financing options at competitive rates. And we take pride in offering flexible solutions tailored to individual needs. We only make investment recommendations that are supported by comprehensive and technical analysis. Ideal Finance Corp is putting more power in your investment dollar. Some of our products are: * Investment planning * Portfolio management * Government securities * Bonds * Foreign exchange trading * Treasury bill offerings * Repurchase agreements. Call us today to discuss your investment options.

Ideal Securities Brokers Limited is a premier securities brokerage management company in Jamaica. It is part of the Ideal Group. We have an accomplished team of professionals whose primary focus is providing our clients with maximum returns on their investment dollar while preserving their capital. Our extensive range of money market and capital market instruments are delivered through first- class personalised account services to cater to our clients short, medium- and long-term needs. We also provide corporate and personal financing options at competitive rates. And we take pride in offering flexible solutions tailored to individual needs. We only make investment recommendations that are supported by comprehensive and technical analysis. Some of our products are: * Investment planning * Portfolio management * Government securities * Bonds * Foreign exchange trading * Treasury bill offerings * Repurchase agreements. * Wealth Management * Financial Planning * Money Market Securities Call us today to discuss your investment options

At Wilco, we offer a variety of loan products - secured and unsecured loans and related services. These include payday personal loans, hire purchase financing, insurance premium financing, motor vehicle loan, micro-biz loan, taxi operator loan and more. Whatever your financing needs are, we will endeavor to assist you. With competitive rates and quick turnaround time, we provide our customers with knowledge of financing options, budgeting and activities to maintain good credit rating we strive to assist customers in achieving their short, medium and long term financial goals. We consistently improve our information technology infrastructure, employing state-of-the-art and scalable loan operating systems. This ensures we can process your loan requests quickly, select the best loan option for you and have information readily available upon request. Our experienced, committed and friendly staff is always happy to answer your questions and guide you through the process of securing your loan. Our team is committed to treating customers fairly and with integrity, providing great customer experience and meeting or exceeding your expectations. Our aim is to continue to positively impact the lives of our customers as we continue to grow and introduce new and interesting financing solutions - mostly through the use of technology. Call us at Wilco, first!

JN Small Business Loans Limited (JNSBL) is a wholly owned subsidiary of the Jamaica National Building Society (JNBS). JNSBL believes fully in the spirit and innovative of Jamaicans and we are committed to delivering affordable credit in a timely manner. We aim to assist entrepreneurs who have limited access to credit from traditional banking sources to achieve their potential. At JNSBL, we employ the most modern and cutting-edge technology, as well as best practices, to promote accessibility and efficiency. Since 2000, we have transformed the lives of thousands of Jamaicans by driving the creation and maintenance of thousands of jobs through the disbursement of loans valued at billions of dollars. JNSBL recognizes the importance of small and micro entrepreneurs to the economy. We offer a range of products and services through our 27 locations across the island. We serve micro and small business owners helping them expand their operations. We have enjoyed being part of their journey, as they have increased income and improved the quality of their lives. Our products include easy-to-access, micro and small business loans, personal loans and motor vehicle financing that allows entrepreneurs to expand their ventures and develop the communities in which they operate. We maintain strong partnerships with government agencies and multilateral funds, as well as local private sector institutions. And, we continue to expand our reach by using targeted communication tools and strategies for improving the flow of information about our products, services, and the availability of affordable financing. At JNSBL, all clients can expect to be treated with respect and dignity and we strive to provide the most flexible solutions to meet their needs. We believe in Jamaica. And, we are here to support the entrepreneurial ventures of Jamaicans!

Loan World offers Short Term Loans, Cash Back Loans, and Unsecured Loans. Special Loans also available civil servants. We lend up to $300,000.00 which is accessible within 1-3 working days, to first-time borrowers. We offer a wide variety of loans. You c

New Era Finance Limited operating under the trade name OBF Finance Company since 1984. We are the first micro-finance institution established in Jamaica and the first microlender to have offered same day loans and continue to do so over the years. Our focus is to provide quick and easy loans to micro and small businesses across the island. We primarily target those business operators who cannot readily acquire similar assistance from the traditional banking sector. Loans are disbursed using traditional and non-traditional security/collateral the same day once all conditions are met. There is no emphasis on credit history, and the company offers flexibility in the repayment terms. We provide business counselling to provide maximum support to borrowers to ensure that they can competently handle their finances. Providing excellent customer service with a dynamic team of well trained and informed employees is one of the hallmarks of the company's longevity with an average of 85% customer base. Our success lies in our actions.

Victoria Mutual Wealth Management Limited (VM Wealth) is one of Jamaica's premier providers of wealth management services, securities trading and sales, investment advisory se rvices and corporate solutions. As a wholly-owned subsidiary of the Victoria Mutual Building Society (VMBS), VM Wealth is built on over 130 years of strong, prudent financial management and a reputation of excellence in providing financial solutions for Jamaicans and Caribbean nationals all over the world. VM Wealth: Is proud to conduct our business based on seven unwavering core values: Flexibility, Integrity, Teamwork, Innovation, Respect, Excellence and Enthusiasm Works with our clients as partners, safe guarding their financial well-being, guiding them and offering customized investment solutions that deliver solid results through our team of knowledgeable and trusted advisors Diligently applies up-to-date, in-depth research, market analysis and insight, allowing our clients to take advant age of investment opportunities based on their risk tolerance and investment goals.

At the NCB Employees Co-Op Credit Union Ltd, we are committed to serving employees from all financial institutions. The Credit Union was established on April 2, 1992, and formally registered on August 17, 1992. Our mission is to build wealth for our members, and our vision includes being a member-focused, socially responsive, technologically driven employer of choice in the Credit Union movement. NCB Employees Co-Op Credit Union Ltd. also aims to be the preferred credit union for the financial services sector employees and their families. Our range of products and services include savings, investments, loan, and insurance products. We are known and trusted for our integrity, professionalism, and good governance. For more information on our products and services, visit our website or give us a call!

TIP makes borrowing simple with customised financial solutions to fit every situation. This loan product was designed to give members peace of mind in accessing a loan that is 100% secured by their account balances with the Society. This loan can be accessed for any general purpose. A lower interest rate is charged on this loan facility.

Lascelles Employees & Partners Co-operative Credit Union became our new name in the 2010. The Credit Union office relocated to 236 Spanish Town Road, this change allowed current and potential membership greater access to the Credit Union as well as aided our membership drive and merger activities. The following year the Debit Card service was launched in September and as at December 2011 there were 195 debit card holders who enjoyed the convenience of remotely accessing their cash at any MultiLink location. Also, the Credit Union achieved record levels in income generation, for the first time LEPCCU broke the $70M barrier in Interest Income. We were able to successfully merge with Nestle Jamaica Co-operative Credit Union through a Transfer of Engagement, effective October 1, 2017. Our membership base grew by 480 members including our new family members from the former Nestle Jamaica Co operative Credit Union. The strength of the credit union was manifested when we received the Paul Thompson Trophy for Medium Sized Credit Union of the year award for three consecutive years 2007,2008 and 2009. Lascelles Employees and Partners Coop copped the Highest Assets Growth for the year 2012, 2015 saw us triumphing humbly as we were presented with the Paul Thompson Trophy for Medium Sized Credit Union and the Jamaica Co-operative Credit Union League Service Quality Award Runner-Up in 2017. Lascelles Employees & Partners Co-operative Credit Union has assisted its members to purchase homes, motor vehicles, furniture and educating themselves and their children. Over the years we further improved our IT platform which saw our members receiving same day transactions, access to view their accounts on our website which resulted in less traffic in the office. Some of our services include Standing Order payments, Financial Counseling and Debit Card Services. We take pride in our loan portfolio that continues to attend to the needs of our members with over 30 Products and Services. We have a strong financial and membership base, dedicated staff, a solid leadership and is committed to serving our members. Our Credit Union Outreach continued from therein until present with visits to the Bustamante Hospital for Children and the Golden Age Home. In 2016 we adopted Bailey Basic School and Peniel Basic School as we aid in the contribution to assist with the development of the nations future. We now manage total assets portfolio of over $1.1 Billion and membership of over 5,000.

Ace Loan Express is a Financial Institution that specializes in both Business and Personal loans. We offer a variety of Loan Products to suit your needs such as Jamaican Dollar Loans, US Dollar Loans, Pay Day/Salary Advance Loans, Motor Vehicle Repairs, Education Loans, Wedding Loans, Medical Expenses, Travel/Vacation, Refinancing Loan, Loan Consolidation and other expenses. Our Loan Sales Representatives are ready to help you decide which of the following product solutions is right for you. Hand Sanitization Station and Mask Mandatory.

Sure Financial Services is dedicated to putting Jamaican's Financial needs FIRST! Over the years we pride ourselves in being the premier provider of Quality Financial Products & Services in a professional environment paired with Superior Service. We are committed to all our clients in providing the best products to fit their needs and offer FREE training and coaching to our Business Clients to help them grow and sustain their businesses. We are located in Kingston, St. Thomas, Clarendon, Westmoreland and St. Elizabeth.

The Jamaica Teachers' Association came into being on April 2, 1964 when the instruments governing the membership and procedures of the body were examined and ratified at the inaugural conference held on that date. The resolutions constituting the Association were passed at a special conference at Excelsior High School auditorium on December 14, 1963. The Association was formed from the merger of the five Teacher's associations that existed at the time, namely: Jamaica Union of Teachers (JUT) Association of Headmasters and Headmistresses (H2 H2) Association of Teachers in Technical Institutions (ATII) the Association of Teacher Training Staffs (ATIS) the Association of Assistant Masters and Mistresses (A2 M2) The Associations pursued parallel and separate objectives until the late 1950's when proposals to unify began to take shape. Jamaica's attainment of self-government in 1957 the introduction of the free place system and the draft bill to regulate the education system provided greater impetus for unity. Consequently the executives of the five groups formed the Joint Executives of Teachers' Associations (JETA) in 1957. It was mandated to make representation on matters related to education and teachers. It was in pursuance of this mandate that the groups eventually decided to unify into a single teacher's organisation, the Jamaica Teachers' Association.

Mission Financial Services Ltd is a growing Micro Financing Organization dedicated to provide employed individuals with financial assistance. Mission Financial Services Ltd was established to meet the financial needs of Jamaicans from all income range. Mission Financial Services Ltd provides Loans for Down Payment/Motor Vehicle Expenses, Education Loan, Debt Consolidation, Home Improvement, Vacation, Fast Cash Advance and Medical Bills.

New Era Finance Limited operating under the trade nameO.B.F. Finance Company since 1984. We are the first micro-finance institution to have been established in Jamaica and the first micro-lender to have offered SAME DAY LOANS and still continue to do so over the years. Our main focus is to provide quick and easy loans to micro and small businesses across the island. We target primarily those business operators who are unable to readily acquire similar assistance from the traditional banking sector. Loans are disbursed using/traditional and non-traditional security/collateral the same day once all conditions are met. There is no emphasis on credit history and the company does offer flexibility in the repayment terms. We provide business counseling as a means of providing maximum support to borrowers to ensure that they can competently handle their finances. Providing excellent customer service with an adynamic team of well-trained and informed employees is one of the hallmarks of the company's longevity with an average of 85% customer base. Our success lies in our actions, not in the writing.

Interim Financial Services Limited has been in operation for over two (2) years and has been providing Financial Services to many established organisation in various sectors and industries. We have extended our services to entities within educational, financial, and medical sectors among others. We at IFS Limited are desirous of building a relationship with members within organisations where they can have access to our services. The Company is known to have the best dedicated and courteous staff that will process your loan, often in less than one (1) hour. The long term goal of Interim Financial Services Ltd (IFS) is to provide hassle free loans within (1) business day to employees of Jamaica through a proven and well establish company. IFS are intended to provide all applicants with a low cost loan option to meet short term cash needs. At low interest rate which will reduce your staff dependency on high cost payday loans (PDLs).It's a same day process and the requirement are minimal, we lend from $10,000.00-$350,000.00(Motor vehicle & appliances) Ifs Limited though small, is growing and will continue to provide services that are second to none, we are considered to the best and & most convenient by our many valued, satisfied clients not only because of our competitive rates but also because access to services is Easy, Justified And Assured.

At Torpedo Loans, we aim to provide the highest quality financial service in the most effective and efficient manner. Our loans process is simple and available to anyone who needs financial assistance. Whether you are a large organisation, self-employed, civil servant, taxi operator, office clerk, or a simple farmer, we are here to help you. We offer business, auto, personal, and education loans. At Torpedo Loans, our customers come first, as such our courteous and knowledgeable staff are ready to assist you with finding the best solution for your needs. Our customers can expect efficient service, professionalism, and effective loan processes. For more information on how we can help you, give us a call, come see us!

ECLOF Jamaica is a Christian development organization, aimed at promoting human development through extending fair loans. ECLOF Jamaica intends to promote spiritual, social and economic progress of the people of Jamaica by providing an alternative lending institution which will encourage poor and excluded people. ECLOFs relationship with clients must be a partnership of equals, not the one-way relationship between donor and recipient. Microfinance services offer vulnerable and excluded people and group access to capital resources that enable them to build sustainable livelihoods. This can open up a path from vulnerability to self-reliance.

CashBiz Finance mission is to enhance our customers self determined goals, serving as an ongoing financial resource for members and helping our customers to achieve financial self sufficiency. We aim to foster greater community spirit, and to achieve impactful outreach, through contributions to sports and community based organizations (CBO) activities. Our core values Constantly adding value to our customers Excellence - Constantly improving our service to customers, and keeping our employees motivated. Integrity - Doing what is right. Listening - We pay keen attention to what our customers are saying.

Essential & Emergency Services and Partners Co-operative Credit Union Limited offers fourteen loan options designed to suit our members specific goals and needs. Our loan offerings include status, personal, cash secure, Betta Home, Within Share, education, pay day, vacation, and motor vehicle loans. As an in-house financial facility, we offer a variety of products and services exclusively to employees of the Department of Correctional Services, the Essential & Emergency Services and Partners Cooperative Credit Union Limited, and their immediate family. We are committed to being a good corporate citizen maintaining excellent service quality and guaranteeing members satisfaction. For detailed information on our loan offerings, visit our website. Essential & Emergency Services and Partners Co-operative Credit Union Limited… building a brighter financial future!

Simpson Finance Limited, a member of the Stewart's Automotive Group, is built on the principles of integrity and ethical conduct. Simpson Finance Limited offers a convenient auto loan application process, fast approvals and great auto loan rates. We aim to provide hassle-free and flexible motor vehicle financing exclusively to Stewart's customers. We understand that securing auto loans can be a frustrating and lengthy process, and as such, the Simpson Finance family seeks to simplify the experience for our clients. Simpson Finance has a team of highly-trained financial advisors and specialists who are committed to providing personalised service. We will work with the client to create a financing solution best suited to their specific needs. We are dedicated to helping you get behind the wheel as soon as possible. Simpson Finance provides free consultations, up to 100% financing and aims for same-day approvals. So, whether buying a new or preowned vehicle, allow Simpson Finance to kickstart the journey to owning your car!

LASCO Microfinance Limited is a subsidiary of LASCO Financial Services Ltd., which provides personal, business and SME loans in Jamaica. The entity was created following the acquisition of Scotia Jamaica Microfinance Company Ltd., formerly traded as CrediScotia in November 2017. The name was changed to LASCO Microfinance Ltd on December 31, 2017, and includes the previously branded LASCO Loans. Our target market is the banked and marginally banked with the aim of bringing them further opportunities for financial inclusion. LASCO Microfinance Ltd's head office is located at 12 Duke Street, Kingston, and serves customers through a network of twelve (12) branches across Jamaica, including but not limited to Red Hills Road, Half Way Tree, Downtown Kingston, Papine, Linstead, Santa Cruz, Montego Bay and Mandeville. Our main business activities are consumer loans to salaried borrowers and business loans and support to micro and small businesses. With LASCO Microfinance your Loans Made Easy, Personal Loans Your personal goals are important to us. With a loan from LASCO Microfinance Limited, you can further your education, fix your car or take the vacation you've always wanted. Get loans up to $2,500,000 Take up to 42 months to repay We offer personal loans to cover home improvement, personal expense (wedding, medical expenses, funeral), back-to-school loans and education. Business Loans Start your business and watch it grow. You can depend on LASCO Microfinance Limited to provide solid financial support and business advice. Get loans up to $2,500,000 Take up 42 months to repay We offer personal loans to purchase stock, purchase equipment, taxi loan or to change current unit or add to fleet. Small and Medium Enterprise (SME) Business loans range $750,000 to $2,500,000. Loan tenure maximum 42 months. Target business/sector includes registered businesses in manufacturing services, agriculture, construction, fishing, distribution/trading, transportation, tourism, entertainment and energy. Let's talk today! Visit our website at lascomicrofinance.com

Do you need a pay day loan to help take care of business? A&N Loan Hub Limited will take the loan to you! Established in September 2014, our aim is to provide easy access to personal loans for the workingclass citizens of Jamaica. Our goal is to be one of Jamaica's leading micro finance companies. Our loan services include pay day, emergency, micro, same day, unsecured, personal, and motor vehicle repair loans. Insurance premium financing is also available. A&N Loan Hub Limited endeavours to combine technology with excellent customer service to provide you with the most affordable loans offered in the country. Our company offers same day loans, which means the loan is disbursed the same day you apply. Processing fees are only charged when the loan is approved. We also work with our clients to ensure that loan payments/instalments are affordable. Our pay day loan can help you to take care of things when you need to! Call or visit for more information!

First Global MoneyLink (FGML) is here to make banking convenient. We are a mini-branch experience by the First Global Bank (FGB), a subsidiary of Grace Kennedy Limited. Through our retail outlets, FGML provides access to financial services for populations that are unbanked and underbanked. Our mini-branches allow customers to open accounts, make withdrawals, deposits, loan and credit card payments, and account enquiries, without having to enter any of the main banking outlets. First Global MoneyLink makes banking more convenient through longer operational hours, giving more people access to services daily, including on the weekend. With eight branches, five mini-branches and eleven banking agents, First Global Bank remains a comprehensive provider of first-rate commercial banking products and services in Jamaica.